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Why Millennials are Screwed and 5 Things You Can Do About It!

Why Millennials

Welcome to the transcript and show notes of the very first episode of the Millennial Personal Finance Podcast! You can find the podcast below or listen and subscribe on iTunes. This episode will give a detailed accounting of the lackluster financial circumstances that Millennials are facing and give you 5 suggestions for how you can make your financial future better. Please note, some of the...

Money is Everything – THE Personal Finance Book for Millennials

THE Personal Finance Book for Millennials

So, I wrote a book! Yes, a book. And not a self-published e-book like my previous (albeit amazing) book The Complete Guide to a Debt Free Education (which you should buy, by the way). No, I wrote a book that was published by a real publisher. Tycho Press to be specific. And as the title of this post says, it’s THE...

7 Ways to Save Money on Your Textbooks

The Complete Guide to a Debt Free Education

he following is an excerpt from my book The Complete Guide to a Debt Free Education which is being offered for free on Amazon from September 4th. I only ask that you consider leaving an honest review on Amazon as payment. After tuition, and room and board, textbooks are the number one expense for college and university students. Here are the secrets to saving...

We’re Debt Free! 8 Ways to Celebrate Paying off Debt

8 Ways to Celebrate Paying off Debt

Paying off debt can be a long slog which is why when you finally paid it all off and you find yourself debt-free it’s time to celebrate. You deserve to have some fun, be a bit carefree, be a little careless, and pat yourself on the back. If you’re looking for some ideas on how to scream “we’re debt...

Forever with this Liberty Bank Webinar

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Debt stresses me out. The very idea of going into debt is liable to give me the cold sweats. Too many times I’ve watched life throw curveballs at friends and family members who have then been caught unprepared with debt that they don’t know how they are going to repay. One of the only things you can count on in life is...

Wipe Out Student Debt – A Webinar by Liberty Bank for Savings

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This post is sponsored by Liberty Bank for Savings. As always, I only accept sponsored posts that I think will help my readers! Student loan debt can be soul crushing. You go to school to get a great education, only to come out dragging a ball and chain of debt with you. I speak to Millennials all the time who...

Federal Student Loans

Federal Student Loans

There are a number of different types of federal student loans, but in general, you will find that they all have relatively low, fixed interest rates with favorable terms for paying your loans back. This is a good thing! This means that they offer things like deferments,forbearance, consolidation, and income based repayment plans (If you don’t know what those things are, you will if you...

Student Loan Consolidation

Student Loan Consolidation

One of the many joys of paying back student loans is managing the repayment process. If your idea of fun is managing payments on a number of separate federal and private student loans, then you’re most likely having a bonanza. Most students graduate with a mix of both federal and private student loans. The problem with having so many...

Student Loan Rehabilitation

As I mentioned in other posts, defaulting on your student loans is a no good, terrible, very bad thing. You’ve (royally) screwed up, but it’s not the end of the world. Shit happened, but now it’s time to move on. With this guide, you’ll get out of default (the adult equivalent of detention) and see the sun again! To get out of...

Student Loan Forbearance

Student Loan Forbearance

No one takes out student loans thinking that they’re going to have a hard time paying them back. We all imagine getting great high flying jobs right after we graduate and rolling in dough. But what happens when things don’t go as planned? You might encounter a family emergency or health issue. You might be doing a medical or dental...