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Coverdell Education Savings Account Explained

With education costs ever increasing, it's important to get a head start. The Coverdell Education Savings Account, or Coverdell ESA, can help us save...

Why Should I Have an Emergency Fund?

Some people pride themselves on having a good handle on their finances. They pay their bills in full and on time each and every...

Sub-Prime Mortgages: An Explanation

A sub-prime mortgage is that which is given to homeowners who have less than a stellar credit rating. For example, someone with a FICO score...

The Hidden Cost of Bank Fees

There have always been bank fees, but it has become more apparent recently that banks are raising their hidden fees and charging their good...

Which Savings Account Is the Right One for Me?

There are several types of savings accounts that anyone can open at their local bank. Let’s take a look at four of them. 1. The...

Mortgages Explained

There are several types of mortgages that are available, notwithstanding the sub-prime mortgage crisis and its effect on homeowners. 1. Fixed rate mortgage – This...

Internet Banking: Advantages and Disadvantages

In order to determine the advantages and disadvantages of internet banking, one must ask an important question from the get-go. Is online banking safe? If...

Top Savings Accounts for Your Nest Eggs

Savings should be a part of everyone’s financial plans. We all need some money put back for a rainy day. Saving for our children’s...

Certificates of Deposit: An Explanation

When you hear about someone investing in CDs, do you imagine them going to the music store and stocking up? That’s probably not the...

529 Plan: How to Save Money for College

It's never too early to start thinking about your children's college education. The sooner you start saving, the greater the chance your child will...

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