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Paying Down Credit Cards versus Building Up Savings

If you’ve ever been hit with an unexpected expense, you know that you need some source of funding to fall back on at all...

Importance of Keeping Lines Open with Creditors

Unless we're independently wealthy, most of us face financial troubles at some point in our lives. Sometimes we incur unexpected expenses, such as car...

Fair Credit Reporting Act Explained

Your credit report can affect numerous aspects of your life. It impacts your ability to get credit and the amount you pay for it,...

Bad Credit? Use Credit Cards for Bad Credit and Improve Your...

There are two types of credit cards for people with bad credit, which in the credit card industry is defined as anyone below a...

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Australia’s Banking Inquiry: A Crucible For Change?

A series of embarrassing failures that have reflected poorly on Australia's financial industry compels one to consider the need for an independent, professional body with strict...